Brokora is a trading style of Straker Financial Services Ltd, a directly authorised mortgage and protection brokerage regulated by the Financial Conduct Authority (firm number 939746), with six years of regulated work behind it. You advise under that authorisation, so the regulatory groundwork is already done and your time goes on your clients.

An FCA-recognised mortgage qualification, such as CeMAP or an equal qualification. New advisers are welcome: you can start on the Entry split with no monthly fee, so you build your business with no fixed costs while you work towards Competent Adviser Status.

New advisers have extra systems and support in place while they find their feet, and training courses are there for every member. If you want to go further, additional training is available too, so you can keep growing your skills and your business.

Usually two to four weeks from approval, mainly for your FCA registration. Apply through our online application form and we talk you through each step, so you can be submitting cases within weeks.

You are self-employed, so you choose your hours. You can work part-time, keep other work alongside and run your business from your browser, phone or tablet, wherever you are. Your business fits around your life, not the other way round.

Yes. Set up your own trading style with your own logo, brand kit, website, email and web address, and build the trust and reputation that keep clients coming back and recommending you. All backed by a directly authorised firm, so you get the freedom of your own company without the cost and paperwork of becoming authorised yourself. Your trading style sits under Straker Financial Services, which is authorised and regulated by the Financial Conduct Authority.

Yes. Protection-only advisers are paid on the same packages as everyone else, up to 100% of commission, with the same tools and the same route to Competent Adviser Status. We have yet to come across another platform that pays protection-only advisers such high commissions.

Competent Adviser Status (CAS) lifts the Entry split from 65% to 75%. New advisers reach it on a clear, written route. Experienced advisers whose previous firm confirms CAS can be fast-tracked to 75% after their first three submitted applications, mortgage or protection, so your experience is recognised quickly, without starting again at the bottom.

Yes. You can upload your client list from a spreadsheet, as long as your previous firm’s rules on client data allow it, so you start with your records in place and pick up where you left off.

The one that leaves you with the most, and you can change it every three months. As an example, the Top package at £499 a month keeps you more than a 75% split once you earn above £23,952 a year. Many new advisers start on the Entry split with nothing up front. Figures are examples, never a promise.

Yes. You can change package every three months, up or down. Start on the Entry split with no monthly fee and move up as your business grows, so you are never stuck on the wrong deal.

No. There is no cap on your earnings. The more you write, the more you keep, up to 100% of your commission on the Top package, where the fee never grows with your business.

Your split covers every income stream: lender procuration fees, client fees, protection commission and solicitor fees. On the Top package you keep 100% of all four, and on the other packages each is shared at your package’s split, so every pound you bring in counts.

Mortgage payments, such as procuration fees and client fees, are paid every other Friday: money and the lender’s commission statement that reach us by 12 noon on the Monday of pay week go into that Friday’s payment. Protection commission is paid once a month, on the last Friday of the month. Either way, you can plan your month with confidence.

Clients pay a £595 fee: half when the application is submitted and half when the mortgage offer is sent out. Your share is paid once the offer has gone out, so the money is always there to refund a client if needed. That protects your clients and your reputation.

Just two things, with no surprises. On Middle or Top, your package fee is collected monthly in advance by direct debit. On every package, your share of the professional indemnity cover comes from your commission, from £25 a month, and is the only cost that can change with the business you write. There is no joining fee, no leaving fee and no software, sourcing or regulatory fees, so you know exactly what you keep.

You place business through our mortgage club, giving you a wide panel of lenders and insurers. Every application is prepared, checked and tracked on the platform, so your cases reach them complete and you spend less time chasing.

Sometimes. We pass leads on to members now and then, but most members grow their own client bank. The client portal, reminders and ready-made workflows help you give every client a smooth experience worth recommending.

Yes. Your clients are your clients. Their data sits in its own private database, never pooled, and every adviser sees only what their role allows, so the relationships you build stay yours.

Checks run as you complete each application, so every file is ready for review without a midnight scramble. Our compliance team also checks a sample of cases, and new advisers have extra systems in place while they find their feet. You can give your advice knowing your files are in order.

You are free to go, with no fee to leave. Commission is paid only while you are a member, so cases that complete after you leave are not paid. Plan your leaving date around your open cases and you leave on your own terms.

It is your hands-free digital case progressor. Ask for any case, client or figure in one sentence and it brings it to the front, chases documents and prepares the work, then asks before it goes ahead. It never gives advice: you always decide, and you get your time back for the work only you can do.

Everything you need to run your advice business, in one online workspace with one login and one record for every client. Client records, cases, online applications, document and ID collection, a client portal, secure chat, your own inbox inside your workspace, a support desk, task boards, reports and an AI assistant all work together. No more juggling separate apps, and more time with your clients.

No. Everything runs in your web browser on a computer, phone or tablet. There is nothing to install or update, so you can sign in and start work as soon as your membership is set up.

Yes, AI runs through all of it. It checks applications for compliance as you complete them, drafts messages, finds any client, case or document, and carries out real work you ask for. The busywork gets done, and you get your evenings back.

Never. It never gives advice, and before it changes anything it shows you the work and asks “shall I go ahead?”. It keeps a history of what it has done and changes can be undone, so you stay fully in control.

No. The AI only sees and does what your role allows, and it never reveals one person’s details to another. Your clients’ information stays private, so you can use AI with peace of mind.

Yes. Ask out loud for today’s cases, who has a document outstanding or the email from the lender, and your voice companion brings it to the front and reads it out. Your reminders, chasers and workflows keep running in the background, even while you sleep, and a notification comes through when a client completes their tasks, such as uploading their documents, so your business keeps moving even when you are away from your desk.

Every client gets their own secure Brokora login. They can complete their application online, upload documents, follow their case stage by stage, message you privately and raise a question with support. The “any update?” calls stop, and your clients get a smoother, more modern journey.

More than 100 ready-made workflows run with no code. One form from a client can create their record, assign the right adviser, open a secure chat, make a PDF for the file and set a reminder months ahead. The routine steps happen by themselves, so you can focus on advice and new business.

Yes. New enquiries sit on a board you move from first contact to completion, and task boards show what is to do, in progress and done. Nothing slips through the cracks, so no opportunity is lost.

Secure chat for clients and the team, your own inbox inside your workspace, so a lender’s email is never lost, and a support desk for client questions, all linked to the client’s record. Every conversation is in one place, so you can answer anyone quickly with the full story in front of you.

Yes. Meeting write-ups can turn a meeting into clear notes on the client’s record, ready for you to check. Less typing after every appointment, and more time for the next client.

Yes. Live reports and targets show your cases, figures and progress towards your goals at a glance, so you always know where you stand and where to focus next.

You keep using the sourcing system you already know. The platform handles everything around it, from the client’s application and documents to every step to completion, so there is nothing new to learn for sourcing.

A built-in help guide answers your questions on screen and points you to the right button, and a searchable guide library covers every part of the platform. Training courses are there too, with additional training if you want it, so you can feel confident quickly.

Yes, all the time. A dedicated development team keeps improving the platform, and upgrades reach you as they land, so membership keeps getting better every month you are part of it, at no extra cost.

More than thirty further tools are in the pipeline, and each one is tested before release. Brokora members receive every new tool as it arrives, on every package, at no extra cost, so your business stays at the frontier of advice.

Yes. Send us your ideas and we pass them to the development team. Members shape the new way of advising together, so the platform keeps growing around what advisers actually need.